Savvy shoppers are always on the lookout for ways to maximize their savings.

Enter cashback apps, the modern-day answer to traditional coupon clipping.

These innovative tools not only offer consumers the opportunity to save money on everyday purchases but also provide a seamless and convenient shopping experience.

Let’s dive into the world of best cashback apps and discover the best ones for 2023.

Best Cashback Apps

Whether you’re picking up groceries, updating your wardrobe, or even filling up your gas tank, cashback apps ensure that every dollar you spend works a little harder for you.

But with a plethora of options available, which ones truly stand out?

1. Rakuten (formerly Ebates)

Rakuten Best Cashback Apps

Rakuten is a popular online cashback portal that offers rewards for shopping at various online retailers.

Users can access their favorite stores via the Rakuten website or app and earn cash back on their purchases.

The platform also offers a browser extension for easy access to deals.

Rakuten partners with over 3,000 popular stores, offering discounts and cashback of up to 40% on some items.

Payouts can be requested via PayPal or check once a minimum amount is accumulated.

2. Swagbucks

Swagbucks Best Cashback Apps

Swagbucks is a versatile platform where users can earn rewards for shopping, taking surveys, watching videos, and more.

By shopping at favorite online retailers via Swagbucks, users earn points for every dollar spent.

These points can be redeemed for gift cards or cash through PayPal.

Swagbucks operates in multiple countries and has paid out millions in rewards to its members.

The platform also offers bonuses for referrals and sign-ups.

3. KOHO

KOHO Best Cashback Apps

KOHO is a Canadian-exclusive app that offers a free reloadable Mastercard prepaid card.

Users can earn up to 5% cash back on all their debit purchases.

Unlike many cashback apps, KOHO doesn’t require receipt scanning; rewards are automated.

The app also doubles as a budgeting tool, allowing users to set savings goals.

Additionally, account balances with KOHO earn interest.

4. Ibotta

Ibotta Best Cashback Apps

Ibotta is a renowned app for earning cash back on grocery purchases from over 285 stores, including major retailers like Walmart and Walgreens.

Users can find product offers on the app, make purchases, and then upload their receipts for cash back.

The app also allows for direct earnings by linking store loyalty cards or making in-app purchases.

Ibotta is exclusive to U.S. residents and offers a user-friendly interface for tracking and redeeming rewards.

5. Dosh

Dosh Best Cashback Apps

Dosh is a U.S.-based app that automatically tracks purchases made using linked cards and offers cash back at partner stores.

Users can earn up to 10% cash back, which accumulates in the Dosh Wallet.

The app also provides a referral bonus for introducing new users.

Cashing out rewards is simple, with options to transfer to a bank account or receive funds via PayPal.

6. Fetch Rewards

Fetch Best Cashback Apps

Fetch Rewards is a grocery-focused app that allows users to earn points for items purchased from over 250 popular brands.

The process is straightforward: users scan their grocery receipts from any store, and points are awarded based on the items purchased.

These points can be redeemed for free gift cards from various retailers.

The app is known for its wide range of brand partnerships and easy-to-use interface.

7. Drop

Drop Best Cashback Apps

Drop is a modern cashback app that tracks purchases made with linked cards and offers rewards for shopping at participating retailers.

Available in both Canada and the U.S.,

Drop provides a seamless experience for earning cash back on everyday purchases.

Points earned can be redeemed for various rewards, making it a favorite among young shoppers.

8. Checkout 51

Checkout 51 Best Cashback Apps

Checkout 51 is a cashback app that offers weekly deals on groceries and other products.

New offers are released every Thursday and are available for a week.

Users can claim offers by purchasing the listed items and uploading their receipts.

Once the cashback balance reaches a certain threshold, users can cash out via check.

The app is available in both Canada and the U.S.

9. TopCashback

TopCashback Best Cashback Apps

TopCashback is a leading website for earning cash back on online shopping.

With over 4,380 store partnerships, it’s a favorite among online shoppers in the U.S., Canada, and the U.K.

Users simply shop through the TopCashback site, and cash back is deposited into their accounts.

The platform boasts of being the “USA’s most generous cash back rebates site.”

10. Caddle

Caddle Best Cashback Apps

Exclusive to Canada, Caddle offers weekly cashback deals on a variety of products.

Users can claim offers by purchasing items and uploading their receipts.

The app also pays users for watching videos, completing surveys, and referring friends.

Once the cashback balance reaches a set amount, users can cash out.

11. Ampli

Ampli Best Cashback Apps

Ampli is a Canadian cashback app backed by RBC.

Users earn cash back when shopping at partner brands or stores.

The app automatically credits the user’s account with cash back when a linked card is used for purchases.

Ampli has partnerships with several major retailers, making it a go-to app for many Canadian shoppers.

12. Receipt Hog

Receipt Hog Best Cashback Apps

Receipt Hog allows users to earn rewards by uploading photos of their purchase receipts.

Available in Canada, the U.S., and the U.K., the app awards coins or sweepstakes entries based on the receipt’s content.

Accumulated coins can be redeemed for cash or Amazon gift cards.

13. Great Canadian Rebates

GCR Best Cashback Apps

This platform offers Canadian residents cash back for online shopping, especially at U.S.-exclusive stores.

With over 700 listed retailers, users can earn cash back by shopping through the Great Canadian Rebates website.

The platform also offers bonuses for credit card sign-ups and referrals.

14. Capital One Shopping

Capital One Best Cashback Apps

Capital One Shopping is a browser extension that helps users save money while shopping online.

It automatically applies coupon codes at checkout, ensuring users get the best deals.

Additionally, the extension compares prices across various retailers to find the lowest price for a product.

Users can also earn loyalty credits, which can be redeemed for gift cards.

With its user-friendly interface and comprehensive features, Capital One Shopping has become a favorite among online shoppers.

15. Shopkick

Shopkick Best Cashback Apps

Shopkick is a unique app that rewards users for both shopping online and in-store.

Users can earn “kicks” by walking into stores, scanning product barcodes, making purchases, and watching videos.

These kicks can be redeemed for gift cards from popular retailers.

The app also offers daily challenges and bonuses, making the shopping experience more engaging.

With its wide range of earning opportunities, Shopkick stands out in the cashback app market.

16. Honey

Honey Best Cashback Apps

Honey is a popular browser extension that automatically finds and applies the best coupon codes while shopping online.

It works with thousands of online stores, ensuring users always get the best deals.

Apart from applying coupons, Honey also offers a rewards program called Honey Gold, where users can earn points for shopping at partner stores.

These points can be redeemed for gift cards.

With its seamless integration and ease of use, Honey has garnered a large user base.

17. BeFrugal

BeFrugal Best Cashback Apps

BeFrugal is an online cashback portal that offers up to 40% cash back at over 5,000 stores.

Users can shop through the BeFrugal website or app and earn cash back on their purchases.

The platform also provides printable coupons for in-store shopping and a restaurant savings section.

Payouts can be made via check, PayPal, or gift cards.

With its extensive store partnerships and high cashback rates, BeFrugal is a top choice for many.

18. Trim

Trim Best Cashback Apps

Trim is a financial assistant app that helps users save money on their monthly bills.

It analyzes users’ spending patterns and identifies opportunities for savings.

The app negotiates with service providers to lower bills, cancels unwanted subscriptions, and offers cashback deals.

Trim also provides insights into spending habits, helping users manage their finances better.

With its comprehensive features, Trim goes beyond traditional cashback apps.

19. CashKarma

CashKarma Best Cashback Apps

CashKarma is a mobile app where users can earn rewards for completing offers, watching videos, and taking surveys.

The app offers a variety of redemption options, including PayPal cash and gift cards.

CashKarma also provides achievement badges and bonuses, enhancing the user experience.

With its user-friendly interface and diverse earning opportunities, CashKarma has gained popularity among mobile users.

20. Penny

Penny Best Cashback Apps

Penny is a personal finance app that helps users manage their money and find savings opportunities.

It analyzes users’ financial transactions and provides insights into spending habits.

The app also identifies and offers cashback deals based on users’ shopping patterns.

Penny’s chatbot interface makes it easy for users to get answers to their financial queries.

21. Fluz

Fluz Best Cashback Apps

Fluz is a cashback app that offers rewards for purchasing gift cards from popular retailers.

Users can earn up to 35% cash back by buying gift cards through the app.

Fluz also provides a social aspect, allowing users to earn bonuses by inviting friends and building a network.

The more active a user’s network is, the more they earn.

With its innovative approach to cashback and social features, Fluz stands out in the market.

22. Pogo

Pogo Card Best Cashback Apps

Pogo is a card-linked cashback app that offers rewards for dining out.

Users can link their debit or credit cards and earn cash back at participating restaurants.

The app automatically tracks purchases and credits cash back to users’ accounts.

Pogo also offers a “Near Me” feature, helping users find participating restaurants in their vicinity.

With its focus on dining out and automated rewards, Pogo is a top choice for food lovers.

23. Mogl

Mogl Best Cashback Apps

Mogl is a restaurant-focused cashback app available in select U.S. cities.

Users can earn up to 10% cash back by dining at partner restaurants.

The app also offers a unique feature where users can donate their cashback earnings to feed the hungry.

Mogl partners with local food banks, ensuring that donations make a difference in the community.

With its combination of cashback rewards and social impact, Mogl offers a fulfilling dining experience.

24. Coupons.com

Coupons Best Cashback Apps

Coupons.com is a comprehensive platform that offers printable coupons, digital coupons, and cashback deals.

Users can browse through a vast collection of coupons for groceries, household items, and more.

The platform also provides a cashback app where users can earn rewards by uploading purchase receipts.

With its extensive range of offers and user-friendly interface, Coupons.com is a one-stop-shop for savings.

25. MyPoints

mypoints Best Cashback Apps

MyPoints rewards its members for shopping online, sharing opinions, watching videos, and more.

Similar to Swagbucks, users earn points for various online activities, which can be redeemed for gift cards or cash.

MyPoints has partnerships with over 1,900 stores, making it a comprehensive platform for online shoppers.

26. SavingStar

savingstar Best Cashback Apps

SavingStar is a grocery-focused cashback app that offers rewards for purchasing specific products.

Users can link their store loyalty cards and automatically earn cash back when they buy eligible items.

The app also provides one-time rebate offers that can be activated and redeemed by uploading purchase receipts.

Once the cashback balance reaches a certain threshold, users can cash out.

With its straightforward process and wide range of offers, SavingStar is a favorite among grocery shoppers.

27. BerryCart

berrycart Best Cashback Apps

BerryCart is a niche cashback app focused on healthy and organic foods.

Users can earn cash back by purchasing natural, organic, gluten-free, or non-GMO products.

The app provides information about each product, including its health benefits.

After making a purchase, users can upload their receipts to claim cash back.

BerryCart’s focus on healthy foods makes it a unique and valuable platform for health-conscious shoppers.

28. Paribus

Paribus is an innovative cashback app that ensures users get the best deals on their online purchases.

It monitors online purchases for price drops and automatically requests a refund if a product is available for a lower price elsewhere.

Additionally, if a delivery is late, Paribus works to get compensation for the user.

The app is compatible with a wide range of major retailers, ensuring users always get the best value for their money.

With its automated refund request system, Paribus takes the hassle out of tracking price drops.

29. Pei

Pei is an automatic cashback app that rewards users for shopping at partner stores using linked cards.

The app offers cash back in the form of USD or Bitcoin.

With its wide range of merchant partnerships, users can earn rewards for everyday purchases.

Pei also provides a referral program, allowing users to earn bonuses for introducing new members.

The app’s unique feature of offering Bitcoin as a cashback option sets it apart from other platforms.

30. Yelp Cash Back

Yelp Cash Back is an extension of the popular review platform, Yelp.

Users can earn cash back by dining at participating restaurants and linking their credit or debit cards.

The cashback percentage varies by restaurant, and earnings are automatically credited to users’ accounts.

With its vast network of restaurant partnerships, Yelp Cash Back is a favorite among food enthusiasts.

The platform also offers a seamless integration with the main Yelp app, enhancing the user experience.

FAQs

How Do Cashback Apps Work?

Cashback apps partner with retailers and brands to offer discounts and rewards to consumers.

When users make a purchase through these apps or complete specific actions (like scanning a receipt), they earn a percentage of their spendings back.

This cashback is either credited to the app’s wallet or can be withdrawn to bank accounts, PayPal, or redeemed as gift cards.

Are Cashback Apps Safe to Use?

Most reputable cashback apps are safe to use.

They use encryption and other security measures to protect users’ data.

However, it’s essential to read reviews, check the app’s privacy policy, and ensure it doesn’t ask for unnecessary permissions.

Always download apps from trusted sources like the App Store or Google Play.

Can I Use Multiple Cashback Apps for A Single Purchase?

Yes, you can stack rewards by using multiple cashback apps.

For instance, you can purchase a product through a cashback website and then scan the receipt in another app that offers rewards for that product.

However, always check the terms and conditions of each app to ensure you’re eligible for multiple rewards.

How Do Cashback Apps Make Money?

Cashback apps earn commissions from retailers for driving traffic and sales to their websites or stores.

When a user makes a purchase through the app, the retailer pays a commission to the app, a portion of which is shared with the user as cashback.

Some apps also earn through advertisements, premium memberships, and affiliate marketing.

Do Cashback Rewards Expire?

The expiration of cashback rewards varies by app.

Some apps have rewards that never expire, while others may have an expiration date.

It’s essential to read the terms and conditions of each app to understand the validity of the cashback and ensure you redeem it on time.

Conclusion

In today’s digital age, these best cashback apps have revolutionized the way consumers shop and save money.

From grocery shopping to online purchases, there’s an app for every need.

By leveraging these platforms, users can maximize their savings and get the best value for their money.

Whether you’re a frequent shopper or an occasional spender, there’s no reason not to take advantage of these cashback opportunities.